The Ramp Blog
Get fresh finance insights, monthly
No commitments, unsubscribe any time.
Compare business credit cards
Explore business credit card options by rewards, fees, credit requirements, and benefits to find the best fit for your company's financial needs.
Explore cards
Ramp news
Article
Ramp is coming to Europe
We completed the acquisition of Billhop, a Stockholm- and London-based payments platform, giving Ramp regulatory payments authorization in both the UK and EU.
Article
The end of manual accounting
Ramp’s Accounting Agent is built to code and review every dollar of spend, move routine work forward automatically, and automate accruals and reconciliation.
Article
Ditch the spreadsheet. Track your budgets in Ramp.
Ramp Budgets monitors all your spend, live and integrated into a single platform, closing the loop between planning and execution, for the visibility you need.
Business credit cards
Article
Which high-limit business credit card is right for you? March 2026
The best high-limit business credit cards combine purchasing power with other benefits, like built-in expense management. See our top picks.
Article
How to get a business credit card with an EIN only
It is possible to get a business credit card with just an EIN, but your options will be limited. Here's what you need to know.
Article
What an LLC should look for in a business credit card
Business credit cards offer LLC owners a way to separate their business and personal finances while building credit. Here's what LLCs should look for in a card.
Expense management
Article
7 best expense management software in 2026
Expense management software helps streamline your finance operations. See our picks for today's best options, plus tips on how to make the right choice.
Article
8 best corporate credit card expense management software platforms in 2026
Corporate credit card expense management software can save your company time and money. See our picks for the top tools and tips for choosing the best one.
Article
The best business expense tracking apps and tools of 2026
The best business expense tracking apps and platforms balance a strong feature set with ease of use and cost-effectiveness. Learn more about our top 7 picks.
Accounts payable
Article
What is an ACH payment? How it works, costs, and timing
Learn what an ACH payment is, how it works, how to send one, typical processing times and fees, and whether ACH transfers are right for your business.
Article
Top BILL.com alternatives for AP automation in 2026
BILL (Bill.com) provides AP automation solutions, but it's not the only option. Here's a comparison of the top 6 BILL alternatives & competitors for modern AP.
Article
How to build an ideal accounts payable approval process
The accounts payable approval process is how companies pay their bills accurately and on time. We outline how to build your ideal AP process in this guide.
AI
Article
Ramp agents: Let finance teams do finance
Announcing our first set of AI agents, built and trained to think like your sharpest controller and work like a thousand of them—around the clock.
Article
The CFO AI digest: July 3
As the volume of AI news explodes each week, it can get hard to spot what really matters. We’re here to cut through the noise and spotlight what counts for finance teams.
This week’s stories mark a shift in how AI is being operationalized across finance, infrastructure, and governance. Digital workers are moving from RPA bots to actual agentic teammates. Supply chains are getting smarter, bringing new implications for cost of goods sold (COGS) and risk, as AI-driven optimization changes how teams forecast costs, manage inventory, and model disruptions. Your data is now a tradable asset, and you might be giving it away for free. Compliance is getting more complex, with individual states rolling out their own AI laws.
For finance leaders, these stories are a call to re-architect your stack and strategy. Amid disruption lies an opportunity: those who adapt now set the pace for the future.
Article
Applied AI in finance: 4 tactics to automate advanced reporting
Discover how finance professionals can use generative AI to create financial reports and models for them with Nicolas Boucher, founder of the AI Finance Club.
Accounting
Article
Best AI accounting tools to adopt in 2026
In 2026, the question isn't whether to adopt AI accounting tools, but which ones to use. Find the best options in our guide to the best AI accounting software.
Article
How to use AI safely in accounting
Learn how to balance automation with accountability in our guide on safe AI use in accounting, including tips for security, compliance, and human oversight.
Article
Best accounting software for small businesses in 2026
The best accounting software for small businesses in 2026, including QuickBooks, Xero, Wave, and more, compared by features, pricing, and use case.
Procurement
Article
Living by our own ethos: How Ramp saved time and money with Ramp Procurement
Ramp's Senior FP&A Manager, Peter Mark, shares how Ramp saved 6 hours of review time per month & $350k in vendor spend by using Ramp Procurement.
Article
Best procurement software: 7 platforms that streamline purchasing
Compare the 7 best procurement software of 2025, plus tips on how to choose the best procurement tool for your business.
Article
AI in procurement: Benefits, strategies, and 6 top tools to use
Check out our list of the 6 top AI procurement tools, including LevaData, Fairmarkit, and our own Ramp, along with benefits and strategies for implementing.
Business banking & treasury
Article
Introducing Ramp Treasury: Most banks hope you never see this.
Many banks make money by making their clients worse off – offering yield only if you lock up your cash with restrictions, minimums, transfer limits or brokerage sweeps. So businesses face a rough trade: earn 0% to keep cash accessible to pay bills, or lock it away to earn returns. Incentives of both parties - banks and customers - are misaligned.
Article
What is treasury management?
Treasury management is the strategic management of a company’s cash, liquidity, investments, payments, and financial risks.
Article
What is a treasury management system (TMS)?
Learn more about treasury management systems, their core functions and benefits, and how to choose the best TMS for you.
Recently published
What is payroll automation and how does it work?Payroll automation is the use of software to calculate wages, apply tax rules, track deductions, and run payroll with minimal manual work.Mar 24
Working capital: Definition and guide for small businessesWorking capital is the difference between a business's current assets and current liabilities—the liquid cash available to cover day-to-day operations.Mar 24
Are business credit card payments tax deductible?Credit card payments themselves aren’t deductible, but the business expenses you charge to your card, plus qualifying interest and fees, may be tax deductible.Mar 24- IT budgeting basics: Best practices for 2026An IT budget is the strategic allocation of funds for your company's technology needs—hardware, software, personnel, and services—over a fiscal year.Mar 24
Never overpay for flights again with Ramp TravelYour travel platform should actively work to save you money, not just process bookings. With Ramp, lower-priced flight options are automatically found for you.Mar 24- What is strategic budgeting? A complete guide for 2026Strategic budgeting is a multi-year financial plan that aligns resources with an organization's long-term goals rather than last year's spending.Mar 24