A small business corporate card that does the heavy lifting.
Get more than just a card - Ramp’s business credit card for small businesses saves time, earns cash back, and automates the busywork you hate.
Simplify spend with a card built for your small business.
Ramp small business corporate cards provide easy-to-use software that helps you manage your expenses, pay your bills and close your books — plus provides an average savings of 5%1.
Get a corporate card with controls and cashback.
Save more with a corporate card and built-in controls that allow you to manage spending down to the vendor, plus simple rewards that put cash back into your bottom line.
Corporate cardGet business credit without risking your personal credit.
Most small business credit cards require a personal guarantee, putting your individual credit and finances on the line. Ramp doesn’t. Our corporate card is designed to support your business on its own merit — no personal credit checks.
That means your business builds credit independently, and you stay protected as you grow.
That means your business builds credit independently, and you stay protected as you grow.
Manage travel spend from booking to book close.
Set smart approval workflows and customize guardrails — like per diem limits and hotel rates — to prevent out-of-policy spend. Designed to help small businesses stay in control from takeoff to reconciliation.
Travel
Take the effort out of employee expenses.
Give employees time back and increase accuracy with small business expense management software that simplifies everything — from capturing receipts to categorizing transactions.
Ramp streamlines the entire process so expense submission and reimbursement are fast and accurate.
Expense management softwareRamp streamlines the entire process so expense submission and reimbursement are fast and accurate.
Automate accounts payable.
Ditch manual entry with AP automation built for small businesses. Ramp extracts invoice details, routes approvals with customizable workflows, and schedules recurring payments — so vendors get paid on time, every time.
Accounts payable softwareMake accounting easy.
Ramp gives small businesses full visibility into every dollar spent and real-time insights through powerful reporting. Close the books faster with built-in integrations for QuickBooks, Xero, and more.
Accounting automation software
Why small businesses love using Ramp.
See why small businesses switched to Ramp — and how our corporate card saves them time and money.
"Having everything centralized and reducing the amount of time money is locked out in transition from place to place is huge. All told, Ramp has saved Roof Squad an upwards of 50 hours a week across expense management, AP, and treasury."
Alejandro Calderon
CFO, Roof Squad
"We’ve issued virtual and physical cards and really relied on the system to help us with tracking expenses and getting memos and receipts in. Ramp makes turning in receipts easy for employees—so they do it."
Jason Hershey
VP of Finance and Accounting, Hospital Association of Oregon
"Our people love the ability to text their receipts, use the Ramp app, and make purchases without having to carry a physical card. We love Ramp. Honestly, it’s been our favorite thing."
Kaela Patrinely
VP of Finance, Skin Pharm
With Ramp, we have complete control and governance over company-wide spend in real time...we can easily close expenses by the first week of the month versus the third or fourth week of the following month.
Nichole Horton
Controller, 8VC