“Ramp found over $250,000 in savings right out of the gate. That, plus Ramp's cash back on top, is far more valuable than any points program, and has been a gamechanger for our 400 person company.”
Every time you spend money on your Ramp card, the merchant pays a fee called interchange that is split between Visa (Ramp's card network) and the merchant's underlying bank. We get a share of that.
Ramp serves corporations and other non-individual limited liability companies (LLCs) that are registered in the United States. Our customers are high-growth companies across a wide array of industries, ranging from healthcare to consumer products. If you're part of a business that cares about reducing burn and understanding spend, we encourage you to apply for Ramp at ramp.com/sign-up. Currently, we are not accepting individuals, sole proprietors, and other types of unregistered businesses.
No. Ramp does not hold founders personally liable for business expenses. We consider your business’ financial health factors, such as the company’s cash balance and cash flows, in setting your company’s business limit. We continuously innovate and tailor the underwriting model for the needs of your business, as no two companies are the same.
No. We do not use individual's credit reports. Applying for Ramp will never affect your personal credit score.
Ramp automatically identifies dozens of ways your company is currently overspending.
Ramp cards automatically control spend based on the rules you’ve set. That’s it.
Get 1.5% cash back on all your company’s transactions. No “points”, no exceptions.